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Canada
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Payment Cards for Every Occasion
Whether for personal spending, business travel, or team expenses, Luminary cards give you the flexibility to pay your way. Use them globally in CAD, USD, or crypto, and manage everything seamlessly through the app.
Trusted by 10,000+ users
Fiat & Crypto Cards
Pay seamlessly in CAD, USD, or directly with your crypto, with instant conversion at checkout.
Virtual & Physical Cards
Create unlimited cards for online purchases, subscriptions, business travel, or team expenses—delivered instantly.
Easy-to-Use App
Manage all your cards in one place: set limits, track spend in real time, and freeze cards with a tap.
Payment Cards for Every Need
Card Vaults for Budgeting
Take control of your spending with dedicated vaults linked to your cards. Set aside funds for travel, ads, subscriptions, or team expenses—and track every transaction with total clarity.
Different Card Programs
Choose the right card for the way you work and spend. From media buying to everyday payments or crypto transactions, Luminary has a tailored solution for you.
Real-Time FX
Enjoy seamless payments wherever you are. With real-time card FX, your purchases are automatically converted at competitive rates, letting you spend confidently in any country without extra hassle.
Fiat & Crypto Card for Everyday Use
Turn your digital assets into real-world spending power. Pay anywhere with your crypto, enjoy instant conversion to CAD or local currency, and experience seamless tap-to-pay transactions.
24/7
Spend Control
99%
Approval Rate
150+
Countries Supported
Designed for businesses of all sizes
For individuals
Simplify your finances with easy payments, cards, and multi-currency accounts—so you can focus on what matters most.
For startups
Get the flexibility to scale fast with instant cards, real-time currency conversion, and crypto-to-fiat options across North America.
For enterprises
Manage complex cross-border operations with advanced controls, API integrations, and global treasury solutions built for scale.
Finance Without Borders
Send and receive payments worldwide, swap between crypto and fiat, issue multi-currency cards, borrow with BTC, stake your assets, and stay connected with eSIMs—all from one secure platform.