
Whether you’re just starting out or running a cross-border operation, our platform adapts to your needs—helping you move money, manage spend, and scale with confidence across North America and beyond.
Convert between CAD, USD, EUR, and crypto effortlessly with our integrated exchange service and competitive real-time rates.

Effortless global payments made simple.


Send and receive international payments instantly, efficiently, and cost-effectively—across North America and worldwide.


Unlimited spending power for advertising and business expenses across Canada and internationally.
Luminary Finance enables faster and more reliable operations for your business and employees across Canada.
An easy company switcher at your fingertips, ideal if you’re managing more than one business.

Manage your fiat and crypto payments in one place, either in your mobile app or our web platform. Track balances, send transfers, and issue cards with ease.

We ensure your comfort by offering additional extras like eSIMs, business lounge access, and more.

Stay in control with multi-layer protection designed for modern finance. From biometric logins to real-time fraud alerts, our app keeps your money and data safe—without slowing you down.






Send and receive payments worldwide, swap between crypto and fiat, issue multi-currency cards, borrow with BTC, stake your assets, and stay connected with eSIMs—all from one secure platform.